Abstract form

Microfinancing, Lending vs donating

Posted in Internet, Me, Politics by Homam Hosseini on November 29, 2009

I want to talk about what the brilliant idea microfinancing is.

I grew up in an Islamic family – however in my childhood they were not as conservative as they are now. It’s a tradition in Iran and I think it is also an Islamic rule to donate some portion of your surplus to poor people; usually the people you know from your work, or in the neighborhood. Currently in Iran there is a well systematic Islamic donation process, and I think people are obliged to donate one fifth of their yearly surplus to this system. And no matter where you are, we are all used to see charities everywhere and in different occasions (like thanks giving or new year). Just a disclaimer that I’m by far not an expert in this area, but I’ve always believed charities are not a solution to poverty, they make it worse, they distribute poverty. They keep poor people poor. If the poor person is jobless, donations don’t help him in getting hired, and if the poor person is receiving a very low wage, the charity doesn’t urge the employer to pay more.

During the past months there were times that I was finding myself dangerously inclined toward social ideas and then I was swinging back to ‘prosperity’ and capitalism. But this issue that you have to always start form some place bigger than zero to have a life in a capitalistic society had been bothering me. Now I think microfinancing is a reasonable solution for this problem.

Why do you want to donate to somebody and loose some money? Why don’t you lend him the money so he can start a business and pay you back? I understand that charities might be vital for some regions of the world, but I’m sure most of the donations that my family is doing in Iran will not be used in those regions.

‘Carlos needs $1,100 to buy some pigs’ he will return the loan in a year, but no bank is lending him, simply because the cost of processing the loan is higher than the profit. But this website: www.kiva.org is making it possible for Carlos to raise the money in a matter of a week. Carlos will not be another homeless beggar, he is starting his own business and his future depends on how hard he works and how well he manages the business. He will not need charity and in a few months he should be able to even hire employees and extend his business.

I was impressed that my like-minded people are among the top lenders of Kiva. Yeah! I think superstitious people have a hard time digesting this idea that they, not God, can help people to stand on their own two feet and overcome poverty. And of course the LGBT community that are helping their entrepreneurs to achieve their own equality.
That’s pretty all I wanted to say, I have something beautiful to think about tonight.


Two in morning and…

Posted in Business, Company, Me by Homam Hosseini on October 25, 2009

It’s two in morning and I can’t sleep.
Today we moved part of Hyzonia, essentially its Core and global services to a new server. Finally. It’s a Windows 2008, and I quite surprised how smooth this transition was, so far.

I’m trying to stimulate! the moods in the company. I’m trying to be more passionate, talk and make people talk more. The goal is to make most of everybody’s intelligence. Everyone should feel she has an effect on business decisions. I don’t need man power, I need mind power. It requires quite a force to shake this high inertia, change opposing company. I’m relaxing many rules, and I’m handing over many decision making tasks to my team. We gotta be a team that play together with our minds not our muscles. I’m already seeing some results and I expect to observe a measurable improvement in a matter of few weeks. We are starting new exciting projects, some of them are just show-offs (read it releases) and some are absolutely new crazy wild ideas.

Sometime I feel I’ve lost much of my passions, but I’m trying hard to prove it’s a wrong, evil feeling. Most of all Richard Dawkins is helping me to remember I supposed to be more a scientist than a boring business man.

My team is energized since we got somebody in NetAd to work with our game customization API. Back in two week ago I was arguing that the whole customization API was a waste of time, I was thinking nobody will use it and eventually it would be our job to customize the games. I’m happy (indeed) that I was wrong. And you know there’s nothing more funnier, more relaxing than being happy because you were wrong.

Anyway, we launched HyzoGames that contains some samples of the customized games. We’re trying to keep Hyzonia Twitter account active. So if you care, follow us there. 🙂

No, I can’t take it anymore, ‘night!

Iran, Internet, People and Me

Posted in Me by Homam Hosseini on June 19, 2009

Honestly, nobody knows how much I love to sit somewhere in the darkness and think. Thinking about the past, the mistakes I’ve done, I’m making and thinking and thinking of every aspect of life that matters for me. Not surprisingly it’s often very sad, hey common it’s life, sometimes I blowup, sometime I wish I had belief in a superstition, a religion, you know something to rely on.

I was thinking on how internet influenced these current events in Iran. Yes I know I’m not the first one here, but given the fact that Iran was the nation I flee from, simply because I wasn’t able to fit in the society, the behaviors, the beliefs of the people and the society as a whole was unacceptable for me, and vice versa I’ve seen myself totally unacceptable for the society, my family and even some of my close friends, and when I think of why and how that difference originated, I find internet was very influential on me, this subject that how these days internet is so significant in Iran is very interesting for me. I remember I was spending all my after-school time in my uncle’s office to browse the web and Yahoo clubs. My English was terrible, I had to print my e-mails, and read them at home using a dictionary. I started learning how life is outside Iran. What’s important for people in the world and you can expect by the world I mean the US. Almost every resource that was interesting for me and available in English, every Yahoo club I joined, every website I browsed was in the US. As a matter of confession, the internet has changed my life twice: first when it opened my eyes to the more-real-world and second when I found online dating. Simply I met people who I had much in common. The ones I felt I was comfortable with happened to be in two groups: people like me who’d started using internet in Iran early, before the censorship starts, they like me have been really influenced by the net, and the people who were living or had been lived in the west. It was me a to-some-extend virgin high school student facing a world very different than what I’ve learnt it is and the people who I was most comfortable with, more than I was in the family.

OK, It can be a long story, I just wanted to say the internet made me think twice about the customs, especially the strict religious ones, internet helped me know myself, gave me confidence, internet was where I first tasted the feeling of self expression, being myself, I have my life, my love, my job because of the internet.

I’m certainly pessimistic about what’s happening in Iran, people there aren’t ready for a reform, at least something that make me trust my nation again. The internet hasn’t had an influence on them similar to what it has done to me. People are not using internet to see what the world really is, they’re just joining local communities, browsing Persian language resources. I think Iran cannot have a democratic government, Iran is years back to have basic civil rights recognized in, not because a strong Islamic system is governing now, but because it is the will of people. People are not ready to accept a more liberal style of governance and especially its consequences. Don’t forget people of Iran, including my very family are very religious, and they strongly believe in Shia thesis.

For now, for people like me, it doesn’t really matter what would be the outcome, I believe whatever it would be it hardly affect my view on Iran (and vice versa), I can’t live a safe, enjoyable life, with the people I love in my preferred life style there.

Tagged with: , , , , ,

When was the last time somebody told you that destiny is not determined by forces beyond our control

Posted in Me, Politics by Homam Hosseini on June 6, 2009

Human destiny is not determined by forces beyond our control. You remind us that our future is not shaped by mere chance or circumstance. Our history has always been the sum total of the choices made and the actions taken by each individual man or woman. It has always been up to us.

Can it come out of an atheist mouth?

Tagged with: , , ,

Protected: Parental rights

Posted in Me by Homam Hosseini on June 5, 2009

This content is password protected. To view it please enter your password below:

Enter your password to view comments.

Award for Best Website Developed on Microsoft Technology

Posted in Business, Me by Homam Hosseini on May 1, 2009


Hmm, Thanks for these awards I have cool subjects to post.

It’s a few days I’m receiving e-mails from a girl, saying we both were going to the same kindergarten 🙂 My mom was working there. I enjoyed the conversation so far, it’s interesting to find a person who seems to know you after years, whilst you remember nothing at all.

I had time to watch some shows of American Idol today, comparing to the last year I totally missed it, and not surprisingly I found myself a fan of Adam.

I am getting worried about the path the business people are taking in our company, in many ways I am completely in disagreement with them. This week I have to concentrate to bring some changes to the company business. Actually I started by changing the layout (physical!) of my department; we changed the position of tables, we bought a whiteboard and for the first time I have a well-defined schedule covering all the days till the end of the week. But still I have to force the business to take a look at the state and the way they are taking from an outsider perspective. For me it’s very wrong, I have to fix it.

Protected: Curing

Posted in Me by Homam Hosseini on March 26, 2009

This content is password protected. To view it please enter your password below:

Tagged with:

Enter your password to view comments.

Protected: I was there

Posted in Me by Homam Hosseini on March 5, 2009

This content is password protected. To view it please enter your password below:

Tagged with: , ,

Enter your password to view comments.